Sham is an extremely high caliber mortgage consultant, bringing past experience of more than 25 years of being a CFO, from managing MNC's finances to managing your mortgage.

Having a strong foundation in business and finance, to managing his own mortgage for more than 20 years. He will definitely add value to your homeownership journey and help you pay less for your mortgage.

Sham is here to help to understand your intentions and implement strategies that help you make the most in your mortgages.