Finance is the study between the relationship of money and time.
Being really chinese and not having enough, the first thing I had to do is first understand money.
So I worked in DBS selling endownments, doing what I felt was right because I was 25. Because survival often depended on money; and a society is just slavery with extra steps – rick and morty
I survived by following a keen principle,
Be good to people.
back up my claims with research
and work like a chinese. study like one too
After 3 years of selling endownements, unit trusts and housing loan, I realized, Inflation is a real bastard to ROI. I felt like I was almost cheating my clients, and I stopped selling endownments towards the end of the career.
I also studied my economics degree at night. UOL. Which relied on one single exam. I was given the ultimatum from M. to quit my degree or quit my job. He was my boss’ boss and he’s threatened to fire me. So.. that’s 8k I’ll never see again.
After getting more familiar I decided I needed the degree from an easier source, a faster, more concise program from Kaplan where their methods were less archaic than UOL. where you’re not allowed to bring in a financial calculator. You’re only allowed the rubbish ones.
by using credit cards with to prolong payment while the cashflow is coming in from my salary and commissions.
Did not have time to think, I was reacting to everything. I barely had enough, but I was getting damn good at cashflow. But it’s time to get good with getting more money.
I signed up to the iQuadrant, I went there with big eyes and a dream to chase. Because fuck, we just need more money.
I saw the cashflow, I crunched the numbers I went down to 56 industrial properties before convincing my investor, this is our best bet. We went into the property with zero dollars down because we geared up on her existing property. and idea of 168 pte. ltd. was created.
It was an investment holding company, with one single purpose. to buy a industrial property with my investor. I bought the property, I walked into my boss’ office and asked can I set up this company. Because I was in the bank. When I type in your number, I can see how much money you’ve withdrawn in whichever conspicuous location’s atm.
There was a conflict of interest. I understand. so adios DBS.
IQuadrant asked me to talk about mortgage so this is where the idea of unbeatable came to be. I was flying under the iQuadrant flag, I appreciate Shawn, for beliving in me.
I learned about the game of property and realized okay, the numbers make sense.
I learned about big data analytics from UCD
I learned about finance from my 3 year experience in DBS.
I handled hundreds of cases
I got the skillset required and the ability to learn.
I welcomed the challenge and I decided. Imma do it.
And what you’re seeing, is the result of years of hard work.
I hope I’m able to help as many people as possible. Maximum positive impact’s the game.
LFG.
