FOMC Meeting Feb 2023
“The disinflationary process has started” -Jerome Powell Key Points Ongoing Plans 2022202320242025Longer runFederal funds rate4.45.14.13.12.5PCE inflation5.63.12.52.12Unemployment rate3.74.64.64.54 Federal Reserve Mandate
Read More
My Story
Finance is the study between the relationship of money and time. Being really chinese and not having enough, the first thing I had to do is first understand money.So I worked in DBS selling endownments, doing what I felt was right because I was 25. Because survival often depended on money; and a society is […]
Read More
Strategy, Structure, Rates
First let chaos reign, then reign in chaos Andy Grove Framework for Mortgage Strategy. After 3 years, and serving more than 300 clients, Hundreds of millions in mortgage volumes and one goal; optimization.I’ve seen enough cases to notice a pattern; a pattern that tells us exactly what to do with our mortgages. Strategy, Structure and […]
Read More
Buying a New Property
Committing more than what you have in the bank account is scary, especially if it’s your first time. In 4 steps, we are going to equip you with enough knowledge for you to be clear on what to do in each stage of the new purchase Step 1Determining the type of property HDB or Private […]
Read More
TDSR or MSR
Jargon sucks. but this is the way the world works and this is why you’re on my site. I am here to break down these for you and which of these you would be using to assess your loan eligibility. Total Debt Servicing Ratio (TDSR)TDSR is used to consider eligibility on loans for privatized ECs […]
Read More